Call reports 2013
PANHANDLE STATE BANK — 2013
What PANHANDLE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 933,859,000 | 930,527,000 | 923,730,000 | 937,065,000 |
| Total loans | 508,675,000 | 532,015,000 | 529,136,000 | 523,263,000 |
| Allowance for loan losses | 7,678,000 | 8,042,000 | 8,030,000 | 7,687,000 |
| Securities available for sale | 282,769,000 | 256,616,000 | 265,000,000 | 251,638,000 |
| Securities held to maturity | 14,795,000 | 22,991,000 | 26,241,000 | 28,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 735,434,000 | 714,230,000 | 725,935,000 | 720,948,000 |
| Interest-bearing deposits | 483,217,000 | 475,050,000 | 470,956,000 | 470,257,000 |
| Noninterest-bearing deposits | 252,218,000 | 239,180,000 | 254,978,000 | 250,691,000 |
| Equity capital | 123,448,000 | 121,315,000 | 124,053,000 | 106,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,380,000 | 16,922,000 | 25,274,000 | 33,614,000 |
| Interest expense | 649,000 | 1,234,000 | 1,780,000 | 2,289,000 |
| Net interest income | 7,731,000 | 15,688,000 | 23,494,000 | 31,325,000 |
| Noninterest income | 2,267,000 | 4,815,000 | 7,104,000 | 9,530,000 |
| Noninterest expense | 7,959,000 | 16,021,000 | 23,952,000 | 33,218,000 |
| Provision for loan losses | 179,000 | 426,000 | 344,000 | 559,000 |
| Pretax income | 1,859,000 | 4,196,000 | 6,623,000 | 7,316,000 |
| Income tax | 0 | 0 | 0 | -3,159,000 |
| Net income | 1,859,000 | 4,196,000 | 6,623,000 | 10,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,068,000 | 110,112,000 | 112,767,000 | 91,516,000 |
| Total capital | 117,235,000 | 117,572,000 | 120,260,000 | 98,807,000 |
| Risk-weighted assets | 572,811,000 | 596,255,000 | 598,890,000 | 582,840,000 |