Call reports 2012
PANHANDLE STATE BANK — 2012
What PANHANDLE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 951,631,000 | 956,684,000 | 954,212,000 | 971,491,000 |
| Total loans | 510,306,000 | 527,968,000 | 517,267,000 | 530,641,000 |
| Allowance for loan losses | 11,372,000 | 10,233,000 | 9,088,000 | 7,943,000 |
| Securities available for sale | 264,313,000 | 285,094,000 | 290,311,000 | 280,169,000 |
| Securities held to maturity | 15,024,000 | 14,990,000 | 14,843,000 | 14,826,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 737,342,000 | 739,062,000 | 743,874,000 | 765,151,000 |
| Interest-bearing deposits | 533,709,000 | 532,731,000 | 507,559,000 | 493,955,000 |
| Noninterest-bearing deposits | 203,633,000 | 206,331,000 | 236,315,000 | 271,195,000 |
| Equity capital | 115,751,000 | 117,024,000 | 119,755,000 | 121,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,077,000 | 18,339,000 | 27,325,000 | 36,011,000 |
| Interest expense | 1,039,000 | 1,994,000 | 2,945,000 | 3,724,000 |
| Net interest income | 8,038,000 | 16,345,000 | 24,380,000 | 32,287,000 |
| Noninterest income | 2,414,000 | 4,814,000 | 7,335,000 | 9,930,000 |
| Noninterest expense | 8,202,000 | 16,218,000 | 24,303,000 | 32,676,000 |
| Provision for loan losses | 959,000 | 2,534,000 | 3,688,000 | 4,307,000 |
| Pretax income | 1,606,000 | 2,669,000 | 3,952,000 | 5,670,000 |
| Income tax | 0 | 0 | 0 | -8,000 |
| Net income | 1,606,000 | 2,669,000 | 3,952,000 | 5,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,763,000 | 104,153,000 | 106,094,000 | 107,849,000 |
| Total capital | 113,197,000 | 111,684,000 | 113,483,000 | 115,418,000 |
| Risk-weighted assets | 595,842,000 | 605,976,000 | 588,691,000 | 605,112,000 |