Call reports 2011
PANHANDLE STATE BANK — 2011
What PANHANDLE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 980,848,000 | 961,195,000 | 927,050,000 | 936,301,000 |
| Total loans | 556,676,000 | 563,587,000 | 542,789,000 | 522,501,000 |
| Allowance for loan losses | 12,482,000 | 13,687,000 | 14,367,000 | 12,690,000 |
| Securities available for sale | 171,661,000 | 210,064,000 | 193,209,000 | 219,039,000 |
| Securities held to maturity | 22,188,000 | 22,154,000 | 21,670,000 | 16,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 769,963,000 | 740,463,000 | 753,408,000 | 731,678,000 |
| Interest-bearing deposits | 599,490,000 | 569,768,000 | 566,825,000 | 539,298,000 |
| Noninterest-bearing deposits | 170,473,000 | 170,695,000 | 186,583,000 | 192,380,000 |
| Equity capital | 80,336,000 | 82,387,000 | 83,168,000 | 84,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,577,000 | 21,567,000 | 32,143,000 | 41,915,000 |
| Interest expense | 1,494,000 | 2,865,000 | 4,262,000 | 5,346,000 |
| Net interest income | 9,083,000 | 18,702,000 | 27,881,000 | 36,569,000 |
| Noninterest income | 2,314,000 | 4,808,000 | 7,287,000 | 9,714,000 |
| Noninterest expense | 9,538,000 | 19,138,000 | 28,985,000 | 37,821,000 |
| Provision for loan losses | 1,634,000 | 4,345,000 | 6,584,000 | 7,290,000 |
| Pretax income | 225,000 | 27,000 | -389,000 | 1,158,000 |
| Income tax | 0 | 0 | 0 | -152,000 |
| Net income | 225,000 | 27,000 | -389,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,054,000 | 71,889,000 | 71,502,000 | 74,123,000 |
| Total capital | 80,204,000 | 80,092,000 | 79,387,000 | 81,614,000 |
| Risk-weighted assets | 647,628,000 | 650,752,000 | 624,309,000 | 594,049,000 |