Call reports 2001
PANHANDLE STATE BANK — 2001
What PANHANDLE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 204,257,000 | 212,229,000 | 230,119,000 | 236,827,000 |
| Total loans | 115,154,000 | 130,419,000 | 148,127,000 | 161,136,000 |
| Allowance for loan losses | 1,901,000 | 2,067,000 | 2,382,000 | 2,559,000 |
| Securities available for sale | 62,939,000 | 57,302,000 | 53,298,000 | 54,825,000 |
| Securities held to maturity | 3,863,000 | 4,740,000 | 4,069,000 | 3,853,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,641,000 | 181,502,000 | 195,486,000 | 196,571,000 |
| Interest-bearing deposits | 137,711,000 | 140,777,000 | 150,350,000 | 152,897,000 |
| Noninterest-bearing deposits | 34,930,000 | 40,725,000 | 45,136,000 | 43,674,000 |
| Equity capital | 17,849,000 | 18,333,000 | 19,202,000 | 19,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,951,000 | 7,974,000 | 12,173,000 | 16,297,000 |
| Interest expense | 1,644,000 | 3,307,000 | 4,820,000 | 6,123,000 |
| Net interest income | 2,307,000 | 4,667,000 | 7,353,000 | 10,174,000 |
| Noninterest income | 473,000 | 1,042,000 | 1,581,000 | 2,252,000 |
| Noninterest expense | 1,625,000 | 3,643,000 | 5,865,000 | 8,471,000 |
| Provision for loan losses | 146,000 | 335,000 | 712,000 | 1,118,000 |
| Pretax income | 1,009,000 | 1,745,000 | 2,347,000 | 2,878,000 |
| Income tax | 378,000 | 646,000 | 881,000 | 960,000 |
| Net income | 631,000 | 1,099,000 | 1,466,000 | 1,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,548,000 | 18,016,000 | 18,380,000 | 18,873,000 |
| Total capital | 19,293,000 | 19,973,000 | 20,583,000 | 21,210,000 |
| Risk-weighted assets | 139,435,000 | 156,469,000 | 176,072,000 | 186,724,000 |