Call reports 2001
BANK ONE, FLORIDA — 2001
What BANK ONE, FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Total assets | 213,009,000 | 201,608,000 |
| Total loans | 53,329,000 | 59,243,000 |
| Allowance for loan losses | 905,000 | 983,000 |
| Securities available for sale | 11,556,000 | 10,981,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 192,607,000 | 180,310,000 |
| Interest-bearing deposits | 177,552,000 | 167,392,000 |
| Noninterest-bearing deposits | 15,055,000 | 12,918,000 |
| Equity capital | 14,698,000 | 14,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Interest income | 2,868,000 | 5,309,000 |
| Interest expense | 2,288,000 | 4,437,000 |
| Net interest income | 580,000 | 872,000 |
| Noninterest income | 1,842,000 | 3,912,000 |
| Noninterest expense | 2,590,000 | 5,089,000 |
| Provision for loan losses | 75,000 | 255,000 |
| Pretax income | -243,000 | -547,000 |
| Income tax | -152,000 | -185,000 |
| Net income | -91,000 | -362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Tier 1 capital | 13,982,000 | 13,748,000 |
| Total capital | 14,887,000 | 14,731,000 |
| Risk-weighted assets | 82,535,000 | 85,081,000 |