Call reports 2012
FIRST VALLEY BANK — 2012
What FIRST VALLEY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,292,000 | 52,013,000 | 53,058,000 | 52,538,000 |
| Total loans | 38,177,000 | 38,068,000 | 38,949,000 | 38,685,000 |
| Allowance for loan losses | 431,000 | 425,000 | 425,000 | 425,000 |
| Securities available for sale | 500,000 | 522,000 | 421,000 | 419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,298,000 | 47,167,000 | 48,092,000 | 47,514,000 |
| Interest-bearing deposits | 39,591,000 | 40,079,000 | 40,322,000 | 39,956,000 |
| Noninterest-bearing deposits | 7,708,000 | 7,087,000 | 7,770,000 | 7,558,000 |
| Equity capital | 4,826,000 | 4,688,000 | 4,808,000 | 4,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,224,000 | 1,825,000 | 2,435,000 |
| Interest expense | 136,000 | 263,000 | 385,000 | 509,000 |
| Net interest income | 480,000 | 961,000 | 1,440,000 | 1,926,000 |
| Noninterest income | 38,000 | 73,000 | 75,000 | 109,000 |
| Noninterest expense | 265,000 | 554,000 | 822,000 | 1,162,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 223,000 | 450,000 | 663,000 | 843,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 223,000 | 450,000 | 663,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,830,000 | 4,669,000 | 4,791,000 | 4,885,000 |
| Total capital | 5,261,000 | 5,094,000 | 5,216,000 | 5,310,000 |
| Risk-weighted assets | 37,740,000 | 37,460,000 | 37,657,000 | 36,799,000 |