Call reports 2011
FIRST VALLEY BANK — 2011
What FIRST VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 52,666,000 | 52,752,000 | 53,655,000 | 52,448,000 |
| Total loans | 39,576,000 | 40,508,000 | 39,539,000 | 38,732,000 |
| Allowance for loan losses | 380,000 | 400,000 | 401,000 | 401,000 |
| Securities available for sale | 205,000 | 204,000 | 103,000 | 506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,098,000 | 48,098,000 | 48,834,000 | 47,563,000 |
| Interest-bearing deposits | 42,349,000 | 41,574,000 | 41,340,000 | 41,120,000 |
| Noninterest-bearing deposits | 5,749,000 | 6,524,000 | 7,494,000 | 6,443,000 |
| Equity capital | 4,343,000 | 4,445,000 | 4,541,000 | 4,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,298,000 | 1,937,000 | 2,537,000 |
| Interest expense | 210,000 | 410,000 | 605,000 | 743,000 |
| Net interest income | 434,000 | 888,000 | 1,332,000 | 1,794,000 |
| Noninterest income | 34,000 | 73,000 | 103,000 | 140,000 |
| Noninterest expense | 253,000 | 527,000 | 769,000 | 1,039,000 |
| Provision for loan losses | 0 | 30,000 | 90,000 | 90,000 |
| Pretax income | 215,000 | 404,000 | 576,000 | 805,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 404,000 | 576,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,339,000 | 4,442,000 | 4,539,000 | 4,699,000 |
| Total capital | 4,719,000 | 4,842,000 | 4,940,000 | 5,100,000 |
| Risk-weighted assets | 39,122,000 | 40,106,000 | 39,383,000 | 38,969,000 |