Call reports 2010
FIRST VALLEY BANK — 2010
What FIRST VALLEY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 55,098,000 | 56,308,000 | 54,662,000 | 52,762,000 |
| Total loans | 40,104,000 | 41,726,000 | 41,099,000 | 39,508,000 |
| Allowance for loan losses | 374,000 | 374,000 | 407,000 | 380,000 |
| Securities available for sale | 211,000 | 210,000 | 208,000 | 206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,764,000 | 51,830,000 | 50,004,000 | 48,031,000 |
| Interest-bearing deposits | 44,621,000 | 44,822,000 | 43,276,000 | 42,572,000 |
| Noninterest-bearing deposits | 6,143,000 | 7,008,000 | 6,728,000 | 5,460,000 |
| Equity capital | 4,055,000 | 4,189,000 | 4,378,000 | 4,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,375,000 | 2,084,000 | 2,768,000 |
| Interest expense | 298,000 | 579,000 | 834,000 | 1,061,000 |
| Net interest income | 381,000 | 796,000 | 1,250,000 | 1,707,000 |
| Noninterest income | 34,000 | 100,000 | 137,000 | 180,000 |
| Noninterest expense | 249,000 | 529,000 | 796,000 | 1,118,000 |
| Provision for loan losses | 0 | 0 | 34,000 | 34,000 |
| Pretax income | 166,000 | 367,000 | 557,000 | 735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 166,000 | 367,000 | 557,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,047,000 | 4,182,000 | 4,372,000 | 4,475,000 |
| Total capital | 4,421,000 | 4,556,000 | 4,779,000 | 4,855,000 |
| Risk-weighted assets | 40,687,000 | 41,289,000 | 40,627,000 | 39,291,000 |