Call reports 2009
FIRST VALLEY BANK — 2009
What FIRST VALLEY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 47,071,000 | 48,746,000 | 53,154,000 | 52,575,000 |
| Total loans | 39,517,000 | 41,608,000 | 42,041,000 | 41,372,000 |
| Allowance for loan losses | 333,000 | 333,000 | 333,000 | 374,000 |
| Securities available for sale | 312,000 | 311,000 | 213,000 | 212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,795,000 | 44,390,000 | 47,662,000 | 48,086,000 |
| Interest-bearing deposits | 37,081,000 | 38,667,000 | 41,390,000 | 42,229,000 |
| Noninterest-bearing deposits | 5,714,000 | 5,723,000 | 6,272,000 | 5,857,000 |
| Equity capital | 3,983,000 | 4,035,000 | 4,711,000 | 4,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,344,000 | 2,035,000 | 2,750,000 |
| Interest expense | 288,000 | 588,000 | 904,000 | 1,226,000 |
| Net interest income | 386,000 | 756,000 | 1,131,000 | 1,524,000 |
| Noninterest income | 37,000 | 78,000 | 707,000 | 745,000 |
| Noninterest expense | 246,000 | 534,000 | 813,000 | 1,124,000 |
| Provision for loan losses | 0 | 0 | 0 | 41,000 |
| Pretax income | 177,000 | 300,000 | 1,025,000 | 1,104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | 300,000 | 1,025,000 | 1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,973,000 | 4,028,000 | 4,701,000 | 4,181,000 |
| Total capital | 4,306,000 | 4,361,000 | 5,034,000 | 4,555,000 |
| Risk-weighted assets | 40,455,000 | 42,844,000 | 43,279,000 | 42,379,000 |
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