Call reports 2006
FIRST VALLEY BANK — 2006
What FIRST VALLEY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 41,705,000 | 41,500,000 | 42,561,000 | 42,689,000 |
| Total loans | 35,242,000 | 34,927,000 | 35,888,000 | 36,591,000 |
| Allowance for loan losses | 260,000 | 266,000 | 272,000 | 276,000 |
| Securities available for sale | 655,000 | 642,000 | 505,000 | 497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,436,000 | 37,220,000 | 38,881,000 | 35,540,000 |
| Interest-bearing deposits | 31,199,000 | 30,905,000 | 31,058,000 | 29,412,000 |
| Noninterest-bearing deposits | 6,237,000 | 6,315,000 | 7,823,000 | 6,128,000 |
| Equity capital | 3,108,000 | 3,233,000 | 3,358,000 | 3,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,408,000 | 2,115,000 | 2,842,000 |
| Interest expense | 278,000 | 573,000 | 878,000 | 1,206,000 |
| Net interest income | 422,000 | 835,000 | 1,237,000 | 1,636,000 |
| Noninterest income | 44,000 | 78,000 | 107,000 | 136,000 |
| Noninterest expense | 195,000 | 382,000 | 563,000 | 825,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 36,000 |
| Pretax income | 265,000 | 519,000 | 763,000 | 911,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 265,000 | 519,000 | 763,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,112,000 | 3,241,000 | 3,360,000 | 3,437,000 |
| Total capital | 3,372,000 | 3,507,000 | 3,632,000 | 3,713,000 |
| Risk-weighted assets | 34,009,000 | 33,316,000 | 33,947,000 | 34,409,000 |
Machine access — free, no API key
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