Call reports 2004
FIRST VALLEY BANK — 2004
What FIRST VALLEY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,134,000 | 34,560,000 | 37,081,000 | 38,285,000 |
| Total loans | 24,526,000 | 24,498,000 | 25,456,000 | 27,520,000 |
| Allowance for loan losses | 215,000 | 221,000 | 227,000 | 241,000 |
| Securities available for sale | 1,054,000 | 963,000 | 908,000 | 884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,363,000 | 29,830,000 | 33,540,000 | 31,589,000 |
| Interest-bearing deposits | 23,430,000 | 24,128,000 | 26,758,000 | 25,581,000 |
| Noninterest-bearing deposits | 4,933,000 | 5,702,000 | 6,782,000 | 6,008,000 |
| Equity capital | 2,494,000 | 2,566,000 | 2,691,000 | 2,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 912,000 | 1,408,000 | 1,935,000 |
| Interest expense | 135,000 | 270,000 | 423,000 | 594,000 |
| Net interest income | 317,000 | 642,000 | 985,000 | 1,341,000 |
| Noninterest income | 33,000 | 68,000 | 98,000 | 131,000 |
| Noninterest expense | 157,000 | 309,000 | 466,000 | 701,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 34,000 |
| Pretax income | 187,000 | 389,000 | 599,000 | 737,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 187,000 | 389,000 | 599,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,468,000 | 2,570,000 | 2,676,000 | 2,710,000 |
| Total capital | 2,683,000 | 2,791,000 | 2,903,000 | 2,951,000 |
| Risk-weighted assets | 24,332,000 | 24,806,000 | 26,107,000 | 27,756,000 |
Machine access — free, no API key
Every figure shown here about FIRST VALLEY BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.