Call reports 2002
FIRST VALLEY BANK — 2002
What FIRST VALLEY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,567,000 | 24,558,000 | 25,784,000 | 28,464,000 |
| Total loans | 16,136,000 | 18,785,000 | 19,860,000 | 21,216,000 |
| Allowance for loan losses | 136,000 | 134,000 | 140,000 | 155,000 |
| Securities available for sale | 998,000 | 1,249,000 | 1,742,000 | 1,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,618,000 | 20,395,000 | 22,668,000 | 25,298,000 |
| Interest-bearing deposits | 15,483,000 | 16,300,000 | 17,866,000 | 20,945,000 |
| Noninterest-bearing deposits | 4,135,000 | 4,095,000 | 4,802,000 | 4,353,000 |
| Equity capital | 2,097,000 | 2,191,000 | 2,287,000 | 2,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 785,000 | 1,226,000 | 1,663,000 |
| Interest expense | 131,000 | 260,000 | 397,000 | 545,000 |
| Net interest income | 245,000 | 525,000 | 829,000 | 1,118,000 |
| Noninterest income | 23,000 | 51,000 | 79,000 | 108,000 |
| Noninterest expense | 143,000 | 286,000 | 429,000 | 599,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 34,000 |
| Pretax income | 119,000 | 278,000 | 461,000 | 593,000 |
| Income tax | 0 | -4,000 | 4,000 | 0 |
| Net income | 119,000 | 282,000 | 457,000 | 593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,093,000 | 2,176,000 | 2,268,000 | 2,314,000 |
| Total capital | 2,229,000 | 2,310,000 | 2,408,000 | 2,469,000 |
| Risk-weighted assets | 16,948,000 | 19,560,000 | 20,158,000 | 21,854,000 |