Call reports 2001
FIRST VALLEY BANK — 2001
What FIRST VALLEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,613,000 | 21,303,000 | 23,381,000 | 21,797,000 |
| Total loans | 15,894,000 | 16,133,000 | 17,539,000 | 17,952,000 |
| Allowance for loan losses | 141,000 | 144,000 | 143,000 | 130,000 |
| Securities available for sale | 879,000 | 943,000 | 1,256,000 | 839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,659,000 | 17,767,000 | 19,558,000 | 18,521,000 |
| Interest-bearing deposits | 14,334,000 | 13,690,000 | 15,534,000 | 14,662,000 |
| Noninterest-bearing deposits | 3,325,000 | 4,077,000 | 4,024,000 | 3,859,000 |
| Equity capital | 2,099,000 | 2,171,000 | 2,267,000 | 2,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 861,000 | 1,307,000 | 1,725,000 |
| Interest expense | 158,000 | 318,000 | 488,000 | 641,000 |
| Net interest income | 275,000 | 543,000 | 819,000 | 1,084,000 |
| Noninterest income | 22,000 | 45,000 | 72,000 | 96,000 |
| Noninterest expense | 126,000 | 261,000 | 397,000 | 558,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 168,000 | 321,000 | 485,000 | 610,000 |
| Income tax | 0 | -4,000 | -4,000 | 0 |
| Net income | 168,000 | 325,000 | 489,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,090,000 | 2,162,000 | 2,241,000 | 2,033,000 |
| Total capital | 2,231,000 | 2,306,000 | 2,384,000 | 2,163,000 |
| Risk-weighted assets | 16,806,000 | 17,018,000 | 18,226,000 | 18,085,000 |