Call reports 2012
ORANGE SAVINGS BANK, SSB — 2012
What ORANGE SAVINGS BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 413,621,000 | 422,046,000 | 424,965,000 | 442,832,000 |
| Total loans | 245,783,000 | 265,217,000 | 276,025,000 | 295,860,000 |
| Allowance for loan losses | 2,657,000 | 2,847,000 | 2,982,000 | 3,014,000 |
| Securities available for sale | 114,264,000 | 112,886,000 | 104,683,000 | 107,362,000 |
| Securities held to maturity | 10,912,000 | 12,317,000 | 12,298,000 | 12,279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,753,000 | 370,116,000 | 373,891,000 | 381,120,000 |
| Interest-bearing deposits | 310,762,000 | 316,216,000 | 318,130,000 | 328,862,000 |
| Noninterest-bearing deposits | 51,990,000 | 53,900,000 | 55,761,000 | 52,258,000 |
| Equity capital | 42,122,000 | 42,899,000 | 44,429,000 | 45,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,681,000 | 9,495,000 | 14,445,000 | 19,475,000 |
| Interest expense | 726,000 | 1,448,000 | 2,137,000 | 2,811,000 |
| Net interest income | 3,955,000 | 8,047,000 | 12,308,000 | 16,664,000 |
| Noninterest income | 734,000 | 1,593,000 | 2,238,000 | 2,946,000 |
| Noninterest expense | 2,975,000 | 5,978,000 | 9,092,000 | 12,159,000 |
| Provision for loan losses | 100,000 | 300,000 | 500,000 | 700,000 |
| Pretax income | 1,614,000 | 3,362,000 | 4,954,000 | 6,715,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,614,000 | 3,362,000 | 4,954,000 | 6,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,900,000 | 38,649,000 | 39,482,000 | 41,247,000 |
| Total capital | 40,557,000 | 41,496,000 | 42,464,000 | 44,261,000 |
| Risk-weighted assets | 239,396,000 | 258,170,000 | 266,564,000 | 290,021,000 |