Call reports 2016
FARMERS STATE BANK OF ALICEVILLE, KANSAS, THE — 2016
What FARMERS STATE BANK OF ALICEVILLE, KANSAS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 138,486,000 | 136,310,000 | 136,492,000 | 145,051,000 |
| Total loans | 104,773,000 | 106,864,000 | 105,270,000 | 103,790,000 |
| Allowance for loan losses | 1,150,000 | 1,308,000 | 1,311,000 | 1,344,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,602,000 | 9,401,000 | 7,343,000 | 5,927,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,645,000 | 118,402,000 | 118,065,000 | 126,477,000 |
| Interest-bearing deposits | 108,024,000 | 107,086,000 | 106,929,000 | 112,751,000 |
| Noninterest-bearing deposits | 12,621,000 | 11,316,000 | 11,136,000 | 13,726,000 |
| Equity capital | 17,411,000 | 17,740,000 | 18,232,000 | 18,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,301,000 | 2,635,000 | 3,998,000 | 5,308,000 |
| Interest expense | 208,000 | 412,000 | 624,000 | 844,000 |
| Net interest income | 1,093,000 | 2,223,000 | 3,374,000 | 4,464,000 |
| Noninterest income | 38,000 | 74,000 | 110,000 | 146,000 |
| Noninterest expense | 355,000 | 859,000 | 1,279,000 | 1,904,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 250,000 |
| Pretax income | 776,000 | 1,288,000 | 2,055,000 | 2,456,000 |
| Income tax | 280,000 | 463,000 | 738,000 | 956,000 |
| Net income | 496,000 | 825,000 | 1,317,000 | 1,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,803,000 | 17,132,000 | 17,624,000 | 17,807,000 |
| Total capital | 17,953,000 | 18,372,000 | 18,859,000 | 19,031,000 |
| Risk-weighted assets | 98,833,000 | 99,175,000 | 98,741,000 | 97,856,000 |