Call reports 2016
ACCESS NATIONAL BANK — 2016
What ACCESS NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,216,439,000 | 1,304,255,000 | 1,362,237,000 | 1,430,698,000 |
| Total loans | 964,658,000 | 997,844,000 | 1,037,542,000 | 1,085,374,000 |
| Allowance for loan losses | 13,614,000 | 13,834,000 | 14,696,000 | 16,008,000 |
| Securities available for sale | 160,710,000 | 171,521,000 | 188,224,000 | 192,082,000 |
| Securities held to maturity | 9,295,000 | 9,228,000 | 9,214,000 | 9,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 970,153,000 | 1,054,861,000 | 1,126,064,000 | 1,065,665,000 |
| Interest-bearing deposits | 634,682,000 | 662,560,000 | 716,503,000 | 703,633,000 |
| Noninterest-bearing deposits | 335,471,000 | 392,301,000 | 409,561,000 | 362,032,000 |
| Equity capital | 103,777,000 | 107,765,000 | 110,114,000 | 109,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,996,000 | 24,618,000 | 37,401,000 | 50,322,000 |
| Interest expense | 1,436,000 | 3,016,000 | 4,656,000 | 6,325,000 |
| Net interest income | 10,560,000 | 21,602,000 | 32,745,000 | 43,997,000 |
| Noninterest income | 6,730,000 | 15,545,000 | 24,225,000 | 31,252,000 |
| Noninterest expense | 10,743,000 | 22,576,000 | 34,191,000 | 44,710,000 |
| Provision for loan losses | 0 | 120,000 | 870,000 | 2,120,000 |
| Pretax income | 6,604,000 | 14,560,000 | 22,018,000 | 28,528,000 |
| Income tax | 2,257,000 | 5,028,000 | 7,688,000 | 9,787,000 |
| Net income | 4,347,000 | 9,532,000 | 14,330,000 | 18,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,105,000 | 104,233,000 | 107,049,000 | 109,457,000 |
| Total capital | 113,701,000 | 117,176,000 | 120,548,000 | 124,149,000 |
| Risk-weighted assets | 1,005,899,000 | 1,033,832,000 | 1,077,983,000 | 1,173,320,000 |