Call reports 2015
ACCESS NATIONAL BANK — 2015
What ACCESS NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,068,618,000 | 1,165,559,000 | 1,117,650,000 | 1,177,985,000 |
| Total loans | 851,364,000 | 884,539,000 | 884,941,000 | 931,612,000 |
| Allowance for loan losses | 13,331,000 | 13,509,000 | 13,474,000 | 13,563,000 |
| Securities available for sale | 122,027,000 | 138,617,000 | 139,601,000 | 158,192,000 |
| Securities held to maturity | 14,304,000 | 14,299,000 | 14,293,000 | 14,287,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 794,071,000 | 913,515,000 | 940,158,000 | 923,214,000 |
| Interest-bearing deposits | 503,131,000 | 574,236,000 | 605,953,000 | 615,450,000 |
| Noninterest-bearing deposits | 290,940,000 | 339,279,000 | 334,205,000 | 307,764,000 |
| Equity capital | 93,992,000 | 95,669,000 | 98,564,000 | 99,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,276,000 | 21,063,000 | 32,219,000 | 43,666,000 |
| Interest expense | 838,000 | 1,821,000 | 2,884,000 | 4,135,000 |
| Net interest income | 9,438,000 | 19,242,000 | 29,335,000 | 39,531,000 |
| Noninterest income | 6,267,000 | 13,312,000 | 19,621,000 | 25,863,000 |
| Noninterest expense | 9,842,000 | 20,048,000 | 30,068,000 | 40,206,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 150,000 |
| Pretax income | 5,863,000 | 12,356,000 | 18,827,000 | 25,127,000 |
| Income tax | 2,038,000 | 4,260,000 | 6,484,000 | 8,643,000 |
| Net income | 3,825,000 | 8,096,000 | 12,343,000 | 16,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,254,000 | 94,546,000 | 96,806,000 | 98,838,000 |
| Total capital | 103,169,000 | 106,218,000 | 108,513,000 | 111,031,000 |
| Risk-weighted assets | 870,208,000 | 931,252,000 | 934,057,000 | 973,312,000 |