Call reports 2014
ACCESS NATIONAL BANK — 2014
What ACCESS NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 926,270,000 | 998,663,000 | 1,014,538,000 | 1,052,329,000 |
| Total loans | 744,074,000 | 791,126,000 | 769,395,000 | 821,629,000 |
| Allowance for loan losses | 13,171,000 | 13,211,000 | 13,244,000 | 13,399,000 |
| Securities available for sale | 90,594,000 | 114,227,000 | 127,422,000 | 125,080,000 |
| Securities held to maturity | 11,274,000 | 12,412,000 | 14,315,000 | 14,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 811,389,000 | 797,948,000 | 739,396,000 | 765,429,000 |
| Interest-bearing deposits | 582,311,000 | 526,707,000 | 468,136,000 | 512,528,000 |
| Noninterest-bearing deposits | 229,078,000 | 271,241,000 | 271,260,000 | 252,901,000 |
| Equity capital | 86,869,000 | 89,330,000 | 91,861,000 | 92,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,945,000 | 18,447,000 | 28,361,000 | 38,501,000 |
| Interest expense | 807,000 | 1,648,000 | 2,482,000 | 3,285,000 |
| Net interest income | 8,138,000 | 16,799,000 | 25,879,000 | 35,216,000 |
| Noninterest income | 3,251,000 | 8,519,000 | 13,708,000 | 19,054,000 |
| Noninterest expense | 7,225,000 | 15,983,000 | 22,237,000 | 31,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,164,000 | 9,347,000 | 17,387,000 | 23,003,000 |
| Income tax | 1,461,000 | 3,292,000 | 6,110,000 | 8,055,000 |
| Net income | 2,703,000 | 6,055,000 | 11,277,000 | 14,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,398,000 | 88,335,000 | 91,134,000 | 90,903,000 |
| Total capital | 96,577,000 | 98,983,000 | 101,455,000 | 101,883,000 |
| Risk-weighted assets | 810,668,000 | 848,657,000 | 822,142,000 | 875,311,000 |