Call reports 2013
ACCESS NATIONAL BANK — 2013
What ACCESS NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 875,101,000 | 840,878,000 | 846,050,000 | 846,686,000 |
| Total loans | 709,282,000 | 690,351,000 | 671,183,000 | 711,407,000 |
| Allowance for loan losses | 12,860,000 | 13,007,000 | 13,025,000 | 13,136,000 |
| Securities available for sale | 68,538,000 | 69,427,000 | 72,692,000 | 76,552,000 |
| Securities held to maturity | 30,854,000 | 15,861,000 | 15,856,000 | 16,277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 743,351,000 | 669,547,000 | 680,392,000 | 578,822,000 |
| Interest-bearing deposits | 558,519,000 | 449,063,000 | 464,662,000 | 388,901,000 |
| Noninterest-bearing deposits | 184,832,000 | 220,484,000 | 215,730,000 | 189,921,000 |
| Equity capital | 88,961,000 | 89,961,000 | 90,959,000 | 85,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,156,000 | 18,242,000 | 26,984,000 | 35,875,000 |
| Interest expense | 1,017,000 | 2,003,000 | 2,837,000 | 3,620,000 |
| Net interest income | 8,139,000 | 16,239,000 | 24,147,000 | 32,255,000 |
| Noninterest income | 10,744,000 | 18,792,000 | 23,732,000 | 27,714,000 |
| Noninterest expense | 12,213,000 | 22,408,000 | 30,686,000 | 37,803,000 |
| Provision for loan losses | 225,000 | 225,000 | 675,000 | 675,000 |
| Pretax income | 6,445,000 | 12,398,000 | 16,518,000 | 21,491,000 |
| Income tax | 2,431,000 | 4,584,000 | 5,838,000 | 7,588,000 |
| Net income | 4,014,000 | 7,814,000 | 10,680,000 | 13,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,964,000 | 91,241,000 | 92,136,000 | 86,767,000 |
| Total capital | 98,017,000 | 100,443,000 | 101,459,000 | 96,440,000 |
| Risk-weighted assets | 719,893,000 | 731,780,000 | 741,503,000 | 769,771,000 |