Call reports 2012
ACCESS NATIONAL BANK — 2012
What ACCESS NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 803,630,000 | 840,330,000 | 847,703,000 | 862,757,000 |
| Total loans | 648,867,000 | 682,910,000 | 674,630,000 | 728,520,000 |
| Allowance for loan losses | 11,941,000 | 12,031,000 | 12,048,000 | 12,500,000 |
| Securities available for sale | 38,208,000 | 32,477,000 | 36,719,000 | 35,759,000 |
| Securities held to maturity | 64,950,000 | 69,936,000 | 64,939,000 | 44,952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 671,916,000 | 686,155,000 | 714,397,000 | 676,539,000 |
| Interest-bearing deposits | 534,988,000 | 528,831,000 | 521,557,000 | 512,132,000 |
| Noninterest-bearing deposits | 136,928,000 | 157,324,000 | 192,840,000 | 164,408,000 |
| Equity capital | 85,929,000 | 88,687,000 | 88,927,000 | 91,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,351,000 | 18,353,000 | 27,524,000 | 36,716,000 |
| Interest expense | 1,427,000 | 2,645,000 | 3,785,000 | 4,954,000 |
| Net interest income | 7,924,000 | 15,708,000 | 23,739,000 | 31,762,000 |
| Noninterest income | 12,101,000 | 25,824,000 | 38,549,000 | 54,298,000 |
| Noninterest expense | 13,450,000 | 27,423,000 | 41,142,000 | 54,935,000 |
| Provision for loan losses | 718,000 | 1,190,000 | 1,340,000 | 1,515,000 |
| Pretax income | 5,857,000 | 12,919,000 | 19,806,000 | 29,610,000 |
| Income tax | 2,173,000 | 5,020,000 | 7,520,000 | 11,108,000 |
| Net income | 3,684,000 | 7,899,000 | 12,286,000 | 18,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,807,000 | 88,531,000 | 88,731,000 | 90,948,000 |
| Total capital | 93,747,000 | 96,723,000 | 97,083,000 | 99,597,000 |
| Risk-weighted assets | 630,880,000 | 651,117,000 | 663,613,000 | 687,610,000 |