Call reports 2011
ACCESS NATIONAL BANK — 2011
What ACCESS NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 715,974,000 | 711,402,000 | 764,048,000 | 808,645,000 |
| Total loans | 531,158,000 | 577,194,000 | 639,347,000 | 664,526,000 |
| Allowance for loan losses | 10,722,000 | 11,057,000 | 11,537,000 | 11,738,000 |
| Securities available for sale | 124,984,000 | 91,516,000 | 55,920,000 | 45,837,000 |
| Securities held to maturity | 0 | 0 | 10,000,000 | 39,987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,185,000 | 507,922,000 | 598,372,000 | 648,456,000 |
| Interest-bearing deposits | 408,561,000 | 378,968,000 | 483,233,000 | 534,515,000 |
| Noninterest-bearing deposits | 87,624,000 | 128,954,000 | 115,139,000 | 113,941,000 |
| Equity capital | 77,074,000 | 80,457,000 | 83,099,000 | 83,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,570,000 | 17,100,000 | 25,975,000 | 35,167,000 |
| Interest expense | 1,954,000 | 3,586,000 | 5,203,000 | 6,845,000 |
| Net interest income | 6,616,000 | 13,514,000 | 20,772,000 | 28,322,000 |
| Noninterest income | 5,840,000 | 13,937,000 | 24,636,000 | 36,384,000 |
| Noninterest expense | 8,328,000 | 18,710,000 | 30,853,000 | 44,221,000 |
| Provision for loan losses | 223,000 | 221,000 | 936,000 | 1,149,000 |
| Pretax income | 3,905,000 | 8,520,000 | 13,619,000 | 19,336,000 |
| Income tax | 1,402,000 | 3,059,000 | 4,875,000 | 6,865,000 |
| Net income | 2,503,000 | 5,461,000 | 8,744,000 | 12,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,232,000 | 80,462,000 | 82,875,000 | 83,614,000 |
| Total capital | 85,042,000 | 88,025,000 | 90,524,000 | 91,388,000 |
| Risk-weighted assets | 540,631,000 | 601,238,000 | 607,671,000 | 617,618,000 |