Call reports 2009
ACCESS NATIONAL BANK — 2009
What ACCESS NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 754,501,000 | 739,889,000 | 694,523,000 | 665,967,000 |
| Total loans | 579,452,000 | 613,439,000 | 549,477,000 | 562,796,000 |
| Allowance for loan losses | 7,641,000 | 8,077,000 | 8,179,000 | 9,127,000 |
| Securities available for sale | 79,245,000 | 64,146,000 | 68,921,000 | 43,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,644,000 | 544,911,000 | 512,755,000 | 466,832,000 |
| Interest-bearing deposits | 432,322,000 | 447,615,000 | 428,447,000 | 396,862,000 |
| Noninterest-bearing deposits | 114,323,000 | 97,296,000 | 84,308,000 | 69,971,000 |
| Equity capital | 62,305,000 | 63,917,000 | 65,410,000 | 66,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,679,000 | 19,367,000 | 28,583,000 | 37,526,000 |
| Interest expense | 3,883,000 | 7,476,000 | 10,735,000 | 13,773,000 |
| Net interest income | 5,796,000 | 11,891,000 | 17,848,000 | 23,753,000 |
| Noninterest income | 15,140,000 | 32,543,000 | 43,465,000 | 55,958,000 |
| Noninterest expense | 14,609,000 | 31,817,000 | 43,572,000 | 57,787,000 |
| Provision for loan losses | 1,369,000 | 3,429,000 | 4,816,000 | 6,064,000 |
| Pretax income | 4,958,000 | 9,837,000 | 13,574,000 | 16,844,000 |
| Income tax | 2,105,000 | 3,968,000 | 5,351,000 | 6,320,000 |
| Net income | 2,853,000 | 5,869,000 | 8,223,000 | 10,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,305,000 | 63,469,000 | 64,845,000 | 66,400,000 |
| Total capital | 68,040,000 | 70,401,000 | 71,505,000 | 73,252,000 |
| Risk-weighted assets | 537,658,000 | 553,393,000 | 530,784,000 | 545,553,000 |