Call reports 2008
ACCESS NATIONAL BANK — 2008
What ACCESS NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 626,500,000 | 648,248,000 | 655,681,000 | 701,209,000 |
| Total loans | 522,366,000 | 540,806,000 | 544,834,000 | 570,241,000 |
| Allowance for loan losses | 7,906,000 | 9,310,000 | 7,665,000 | 7,462,000 |
| Securities available for sale | 59,264,000 | 57,104,000 | 54,900,000 | 85,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,333,000 | 449,397,000 | 488,236,000 | 485,411,000 |
| Interest-bearing deposits | 381,119,000 | 372,163,000 | 403,659,000 | 410,401,000 |
| Noninterest-bearing deposits | 76,214,000 | 77,234,000 | 84,577,000 | 75,010,000 |
| Equity capital | 58,244,000 | 57,476,000 | 57,041,000 | 59,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,018,000 | 19,530,000 | 29,257,000 | 38,792,000 |
| Interest expense | 5,161,000 | 9,343,000 | 13,436,000 | 17,394,000 |
| Net interest income | 4,857,000 | 10,187,000 | 15,821,000 | 21,398,000 |
| Noninterest income | 8,438,000 | 16,442,000 | 21,950,000 | 30,590,000 |
| Noninterest expense | 9,949,000 | 19,808,000 | 27,623,000 | 37,746,000 |
| Provision for loan losses | 408,000 | 1,807,000 | 3,662,000 | 5,423,000 |
| Pretax income | 2,938,000 | 5,026,000 | 6,498,000 | 8,831,000 |
| Income tax | 1,059,000 | 1,818,000 | 2,347,000 | 3,226,000 |
| Net income | 1,879,000 | 3,208,000 | 4,151,000 | 5,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,504,000 | 57,364,000 | 56,980,000 | 58,433,000 |
| Total capital | 63,768,000 | 64,028,000 | 63,731,000 | 65,095,000 |
| Risk-weighted assets | 499,224,000 | 530,186,000 | 538,929,000 | 531,114,000 |