Call reports 2007
ACCESS NATIONAL BANK — 2007
What ACCESS NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 666,034,000 | 687,020,000 | 641,293,000 | 621,815,000 |
| Total loans | 525,094,000 | 564,231,000 | 515,358,000 | 516,742,000 |
| Allowance for loan losses | 5,746,000 | 6,211,000 | 7,152,000 | 7,462,000 |
| Securities available for sale | 87,446,000 | 88,987,000 | 88,612,000 | 69,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,700,000 | 477,303,000 | 454,583,000 | 473,420,000 |
| Interest-bearing deposits | 369,150,000 | 397,900,000 | 391,923,000 | 414,003,000 |
| Noninterest-bearing deposits | 91,550,000 | 79,402,000 | 62,660,000 | 59,417,000 |
| Equity capital | 53,608,000 | 54,842,000 | 55,462,000 | 56,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,173,000 | 22,690,000 | 34,389,000 | 45,426,000 |
| Interest expense | 6,087,000 | 12,654,000 | 19,245,000 | 25,163,000 |
| Net interest income | 5,086,000 | 10,036,000 | 15,144,000 | 20,263,000 |
| Noninterest income | 7,972,000 | 16,064,000 | 22,180,000 | 27,662,000 |
| Noninterest expense | 10,578,000 | 20,591,000 | 30,286,000 | 38,761,000 |
| Provision for loan losses | 291,000 | 756,000 | 1,698,000 | 2,588,000 |
| Pretax income | 2,189,000 | 4,753,000 | 5,340,000 | 6,576,000 |
| Income tax | 720,000 | 1,606,000 | 1,723,000 | 2,077,000 |
| Net income | 1,469,000 | 3,147,000 | 3,617,000 | 4,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,961,000 | 55,306,000 | 55,471,000 | 56,051,000 |
| Total capital | 59,951,000 | 61,772,000 | 62,003,000 | 62,494,000 |
| Risk-weighted assets | 508,299,000 | 551,520,000 | 520,945,000 | 525,284,000 |