Call reports 2006
ACCESS NATIONAL BANK — 2006
What ACCESS NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 592,154,000 | 591,105,000 | 616,729,000 | 643,610,000 |
| Total loans | 454,242,000 | 456,939,000 | 472,981,000 | 498,914,000 |
| Allowance for loan losses | 5,339,000 | 5,393,000 | 5,393,000 | 5,452,000 |
| Securities available for sale | 103,691,000 | 102,029,000 | 103,111,000 | 99,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,219,000 | 453,395,000 | 473,480,000 | 438,980,000 |
| Interest-bearing deposits | 337,075,000 | 370,463,000 | 383,115,000 | 359,709,000 |
| Noninterest-bearing deposits | 86,144,000 | 82,932,000 | 90,365,000 | 79,271,000 |
| Equity capital | 41,056,000 | 42,381,000 | 50,102,000 | 52,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,645,000 | 18,421,000 | 28,991,000 | 39,938,000 |
| Interest expense | 4,360,000 | 9,532,000 | 15,066,000 | 21,053,000 |
| Net interest income | 4,285,000 | 8,889,000 | 13,925,000 | 18,885,000 |
| Noninterest income | 6,066,000 | 12,673,000 | 19,924,000 | 27,538,000 |
| Noninterest expense | 7,363,000 | 15,315,000 | 24,322,000 | 33,379,000 |
| Provision for loan losses | 124,000 | 173,000 | 173,000 | 232,000 |
| Pretax income | 2,864,000 | 6,074,000 | 9,354,000 | 12,812,000 |
| Income tax | 991,000 | 2,125,000 | 3,204,000 | 4,371,000 |
| Net income | 1,873,000 | 3,949,000 | 6,150,000 | 8,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,978,000 | 43,789,000 | 50,762,000 | 52,805,000 |
| Total capital | 47,246,000 | 49,292,000 | 56,377,000 | 58,493,000 |
| Risk-weighted assets | 421,163,000 | 442,440,000 | 478,749,000 | 483,815,000 |