Call reports 2002
ACCESS NATIONAL BANK — 2002
What ACCESS NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 128,002,000 | 155,389,000 | 227,352,000 | 240,188,000 |
| Total loans | 98,804,000 | 128,684,000 | 198,003,000 | 208,687,000 |
| Allowance for loan losses | 1,240,000 | 1,331,000 | 1,490,000 | 2,048,000 |
| Securities available for sale | 8,546,000 | 7,673,000 | 9,382,000 | 13,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,629,000 | 117,786,000 | 170,644,000 | 182,223,000 |
| Interest-bearing deposits | 79,406,000 | 78,221,000 | 111,687,000 | 116,899,000 |
| Noninterest-bearing deposits | 30,223,000 | 39,566,000 | 58,957,000 | 65,324,000 |
| Equity capital | 10,747,000 | 14,285,000 | 15,040,000 | 16,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,905,000 | 3,867,000 | 6,591,000 | 10,081,000 |
| Interest expense | 991,000 | 1,813,000 | 2,907,000 | 4,133,000 |
| Net interest income | 914,000 | 2,054,000 | 3,684,000 | 5,948,000 |
| Noninterest income | 2,918,000 | 6,750,000 | 13,927,000 | 22,494,000 |
| Noninterest expense | 3,347,000 | 7,592,000 | 14,761,000 | 23,380,000 |
| Provision for loan losses | 33,000 | 124,000 | 283,000 | 841,000 |
| Pretax income | 452,000 | 1,088,000 | 2,567,000 | 4,221,000 |
| Income tax | 134,000 | 315,000 | 817,000 | 1,423,000 |
| Net income | 318,000 | 773,000 | 1,750,000 | 2,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,822,000 | 14,009,000 | 14,724,000 | 15,788,000 |
| Total capital | 11,996,000 | 15,340,000 | 16,214,000 | 17,836,000 |
| Risk-weighted assets | 93,866,000 | 114,342,000 | 156,195,000 | 164,898,000 |