Call reports 2001
ACCESS NATIONAL BANK — 2001
What ACCESS NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 87,660,000 | 94,560,000 | 97,178,000 | 132,068,000 |
| Total loans | 73,104,000 | 73,560,000 | 75,499,000 | 107,329,000 |
| Allowance for loan losses | 582,000 | 783,000 | 963,000 | 1,192,000 |
| Securities available for sale | 3,653,000 | 7,745,000 | 9,079,000 | 10,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,791,000 | 74,745,000 | 79,251,000 | 104,875,000 |
| Interest-bearing deposits | 41,567,000 | 53,223,000 | 53,289,000 | 79,730,000 |
| Noninterest-bearing deposits | 16,224,000 | 21,522,000 | 25,962,000 | 25,145,000 |
| Equity capital | 9,918,000 | 10,027,000 | 10,365,000 | 10,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,198,000 | 2,786,000 | 4,457,000 | 6,343,000 |
| Interest expense | 596,000 | 1,530,000 | 2,328,000 | 3,234,000 |
| Net interest income | 602,000 | 1,256,000 | 2,129,000 | 3,109,000 |
| Noninterest income | 2,056,000 | 4,777,000 | 7,479,000 | 11,086,000 |
| Noninterest expense | 2,174,000 | 5,083,000 | 8,059,000 | 12,060,000 |
| Provision for loan losses | 93,000 | 294,000 | 474,000 | 719,000 |
| Pretax income | 391,000 | 656,000 | 1,075,000 | 1,416,000 |
| Income tax | 111,000 | 233,000 | 350,000 | 529,000 |
| Net income | 280,000 | 423,000 | 725,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,898,000 | 10,041,000 | 10,342,000 | 10,505,000 |
| Total capital | 10,480,000 | 10,824,000 | 11,251,000 | 11,691,000 |
| Risk-weighted assets | 60,007,000 | 63,915,000 | 72,635,000 | 94,837,000 |