Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 202,093,000 | 195,782,000 |
| Total loans | 46,718,000 | 42,920,000 |
| Allowance for loan losses | 30,000 | 60,000 |
| Securities available for sale | 61,046,000 | 97,766,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 173,781,000 | 167,256,000 |
| Interest-bearing deposits | 121,560,000 | 116,017,000 |
| Noninterest-bearing deposits | 52,221,000 | 51,239,000 |
| Equity capital | 28,038,000 | 28,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 1,040,000 | 2,414,000 |
| Interest expense | 85,000 | 184,000 |
| Net interest income | 955,000 | 2,230,000 |
| Noninterest income | 210,000 | 470,000 |
| Noninterest expense | 1,226,000 | 2,314,000 |
| Provision for loan losses | 30,000 | 60,000 |
| Pretax income | -91,000 | 326,000 |
| Income tax | -26,000 | 45,000 |
| Net income | -65,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 24,539,000 | 25,039,000 |
| Total capital | 24,569,000 | 25,099,000 |
| Risk-weighted assets | 100,529,000 | 100,323,000 |