Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 172,528,000 | 174,175,000 | 172,964,000 | 172,900,000 |
| Total loans | 58,497,000 | 58,544,000 | 51,619,000 | 48,730,000 |
| Allowance for loan losses | 1,728,000 | 1,844,000 | 1,894,000 | 1,446,000 |
| Securities available for sale | 75,902,000 | 73,011,000 | 69,504,000 | 65,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,026,000 | 157,023,000 | 155,649,000 | 155,556,000 |
| Interest-bearing deposits | 104,875,000 | 104,099,000 | 106,987,000 | 105,325,000 |
| Noninterest-bearing deposits | 51,151,000 | 52,924,000 | 48,662,000 | 50,231,000 |
| Equity capital | 16,318,000 | 16,935,000 | 17,101,000 | 17,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,359,000 | 2,490,000 | 3,750,000 | 5,004,000 |
| Interest expense | 92,000 | 184,000 | 275,000 | 365,000 |
| Net interest income | 1,267,000 | 2,306,000 | 3,475,000 | 4,639,000 |
| Noninterest income | 225,000 | 450,000 | 684,000 | 913,000 |
| Noninterest expense | 1,381,000 | 2,581,000 | 3,818,000 | 4,994,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 111,000 | 175,000 | 341,000 | 1,058,000 |
| Income tax | 0 | 5,000 | 5,000 | 5,000 |
| Net income | 111,000 | 170,000 | 336,000 | 1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,858,000 | 17,917,000 | 18,083,000 | 18,801,000 |
| Total capital | 18,993,000 | 19,054,000 | 19,132,000 | 19,798,000 |
| Risk-weighted assets | 90,217,000 | 90,313,000 | 83,122,000 | 79,348,000 |