Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 178,267,000 | 179,915,000 | 174,115,000 | 170,469,000 |
| Total loans | 47,531,000 | 54,223,000 | 53,867,000 | 54,160,000 |
| Allowance for loan losses | 2,260,000 | 2,334,000 | 2,504,000 | 1,497,000 |
| Securities available for sale | 66,256,000 | 85,051,000 | 86,303,000 | 80,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,550,000 | 163,072,000 | 157,035,000 | 154,364,000 |
| Interest-bearing deposits | 110,790,000 | 108,880,000 | 104,830,000 | 104,640,000 |
| Noninterest-bearing deposits | 50,760,000 | 54,192,000 | 52,205,000 | 49,724,000 |
| Equity capital | 14,023,000 | 14,068,000 | 14,164,000 | 15,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,086,000 | 3,231,000 | 4,292,000 |
| Interest expense | 98,000 | 195,000 | 291,000 | 385,000 |
| Net interest income | 957,000 | 1,891,000 | 2,940,000 | 3,907,000 |
| Noninterest income | 244,000 | 448,000 | 695,000 | 933,000 |
| Noninterest expense | 1,444,000 | 2,674,000 | 4,021,000 | 8,089,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,100,000 |
| Pretax income | -243,000 | -335,000 | -386,000 | -2,135,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -243,000 | -335,000 | -386,000 | -2,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,963,000 | 16,872,000 | 16,821,000 | 17,747,000 |
| Total capital | 17,962,000 | 17,987,000 | 17,954,000 | 18,860,000 |
| Risk-weighted assets | 78,667,000 | 87,993,000 | 89,314,000 | 88,735,000 |