Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 173,203,000 | 172,658,000 | 168,548,000 | 171,723,000 |
| Total loans | 42,584,000 | 41,464,000 | 43,981,000 | 46,349,000 |
| Allowance for loan losses | 2,585,000 | 2,671,000 | 3,021,000 | 2,160,000 |
| Securities available for sale | 18,596,000 | 35,886,000 | 36,087,000 | 30,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,898,000 | 155,892,000 | 152,137,000 | 154,802,000 |
| Interest-bearing deposits | 109,362,000 | 105,736,000 | 104,027,000 | 105,851,000 |
| Noninterest-bearing deposits | 46,536,000 | 50,156,000 | 48,110,000 | 48,951,000 |
| Equity capital | 16,258,000 | 15,629,000 | 15,291,000 | 14,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 1,778,000 | 2,598,000 | 3,404,000 |
| Interest expense | 107,000 | 213,000 | 314,000 | 413,000 |
| Net interest income | 857,000 | 1,565,000 | 2,284,000 | 2,991,000 |
| Noninterest income | 268,000 | 497,000 | 769,000 | 1,033,000 |
| Noninterest expense | 1,307,000 | 2,705,000 | 4,082,000 | 5,223,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,000,000 |
| Pretax income | -160,000 | -621,000 | -1,007,000 | -177,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -160,000 | -621,000 | -1,007,000 | -177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,224,000 | 16,763,000 | 16,377,000 | 17,207,000 |
| Total capital | 18,459,000 | 17,840,000 | 17,444,000 | 18,119,000 |
| Risk-weighted assets | 97,489,000 | 84,591,000 | 83,417,000 | 71,730,000 |