Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 186,255,000 | 179,278,000 | 177,281,000 | 173,460,000 |
| Total loans | 65,616,000 | 63,104,000 | 57,413,000 | 53,527,000 |
| Allowance for loan losses | 6,710,000 | 4,379,000 | 3,295,000 | 3,188,000 |
| Securities available for sale | 26,892,000 | 36,011,000 | 36,131,000 | 35,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,690,000 | 158,816,000 | 157,582,000 | 154,950,000 |
| Interest-bearing deposits | 121,500,000 | 118,315,000 | 114,071,000 | 113,304,000 |
| Noninterest-bearing deposits | 43,190,000 | 40,501,000 | 43,511,000 | 41,646,000 |
| Equity capital | 17,584,000 | 16,363,000 | 15,303,000 | 14,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,496,000 | 2,750,000 | 3,932,000 | 5,085,000 |
| Interest expense | 139,000 | 274,000 | 404,000 | 530,000 |
| Net interest income | 1,357,000 | 2,476,000 | 3,528,000 | 4,555,000 |
| Noninterest income | 68,000 | 241,000 | 556,000 | 957,000 |
| Noninterest expense | 1,918,000 | 3,857,000 | 6,481,000 | 7,781,000 |
| Provision for loan losses | 120,000 | 120,000 | -180,000 | -180,000 |
| Pretax income | -613,000 | -1,260,000 | -2,217,000 | -2,089,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -613,000 | -1,260,000 | -2,217,000 | -2,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,517,000 | 18,010,000 | 17,184,000 | 17,292,000 |
| Total capital | 19,529,000 | 19,001,000 | 18,124,000 | 18,182,000 |
| Risk-weighted assets | 75,262,000 | 75,872,000 | 72,864,000 | 68,861,000 |