Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 223,696,000 | 210,269,000 | 203,279,000 | 189,683,000 |
| Total loans | 86,837,000 | 78,836,000 | 72,947,000 | 69,880,000 |
| Allowance for loan losses | 6,157,000 | 6,302,000 | 6,476,000 | 6,493,000 |
| Securities available for sale | 40,463,000 | 29,788,000 | 25,553,000 | 21,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,891,000 | 181,876,000 | 175,295,000 | 167,607,000 |
| Interest-bearing deposits | 144,285,000 | 134,780,000 | 128,279,000 | 123,033,000 |
| Noninterest-bearing deposits | 50,606,000 | 47,096,000 | 47,016,000 | 44,574,000 |
| Equity capital | 24,232,000 | 23,710,000 | 23,484,000 | 18,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,467,000 | 4,937,000 | 6,239,000 |
| Interest expense | 237,000 | 430,000 | 597,000 | 749,000 |
| Net interest income | 1,560,000 | 3,037,000 | 4,340,000 | 5,490,000 |
| Noninterest income | 866,000 | 903,000 | 1,224,000 | 269,000 |
| Noninterest expense | 2,459,000 | 4,502,000 | 6,130,000 | 7,982,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | -273,000 | -1,042,000 | -1,286,000 | -3,183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -273,000 | -1,042,000 | -1,286,000 | -6,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,895,000 | 20,254,000 | 20,011,000 | 19,100,000 |
| Total capital | 22,178,000 | 21,421,000 | 21,127,000 | 20,152,000 |
| Risk-weighted assets | 97,772,000 | 88,258,000 | 83,928,000 | 78,756,000 |