Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 231,544,000 | 235,477,000 | 237,066,000 | 227,872,000 |
| Total loans | 123,372,000 | 115,068,000 | 104,213,000 | 94,429,000 |
| Allowance for loan losses | 6,445,000 | 6,300,000 | 6,887,000 | 6,439,000 |
| Securities available for sale | 23,467,000 | 25,229,000 | 47,248,000 | 41,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,249,000 | 204,365,000 | 206,878,000 | 198,650,000 |
| Interest-bearing deposits | 148,378,000 | 150,595,000 | 152,043,000 | 147,579,000 |
| Noninterest-bearing deposits | 51,871,000 | 53,770,000 | 54,835,000 | 51,071,000 |
| Equity capital | 26,139,000 | 25,794,000 | 24,697,000 | 24,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,476,000 | 4,999,000 | 7,261,000 | 8,920,000 |
| Interest expense | 425,000 | 848,000 | 1,260,000 | 1,584,000 |
| Net interest income | 2,051,000 | 4,151,000 | 6,001,000 | 7,336,000 |
| Noninterest income | 335,000 | 863,000 | 1,250,000 | 1,152,000 |
| Noninterest expense | 2,376,000 | 4,792,000 | 7,530,000 | 9,061,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,000,000 |
| Pretax income | -590,000 | -978,000 | -1,952,000 | -2,446,000 |
| Income tax | 0 | 0 | 0 | -146,000 |
| Net income | -590,000 | -978,000 | -1,952,000 | -2,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,685,000 | 24,073,000 | 23,086,000 | 21,877,000 |
| Total capital | 26,500,000 | 25,835,000 | 24,749,000 | 23,281,000 |
| Risk-weighted assets | 140,530,000 | 136,444,000 | 127,796,000 | 107,279,000 |