Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 203,857,000 | 213,910,000 | 222,558,000 | 221,001,000 |
| Total loans | 146,118,000 | 155,887,000 | 152,646,000 | 147,127,000 |
| Allowance for loan losses | 5,066,000 | 5,000,000 | 4,269,000 | 4,500,000 |
| Securities available for sale | 27,367,000 | 27,252,000 | 28,882,000 | 24,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,135,000 | 179,079,000 | 186,324,000 | 186,621,000 |
| Interest-bearing deposits | 117,442,000 | 123,638,000 | 130,192,000 | 134,223,000 |
| Noninterest-bearing deposits | 51,694,000 | 55,441,000 | 56,131,000 | 52,398,000 |
| Equity capital | 30,163,000 | 30,076,000 | 30,701,000 | 29,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,302,000 | 6,490,000 | 9,663,000 | 12,589,000 |
| Interest expense | 649,000 | 1,301,000 | 1,946,000 | 2,536,000 |
| Net interest income | 2,653,000 | 5,189,000 | 7,717,000 | 10,053,000 |
| Noninterest income | 845,000 | 1,391,000 | 1,989,000 | 2,549,000 |
| Noninterest expense | 2,362,000 | 4,571,000 | 6,987,000 | 10,440,000 |
| Provision for loan losses | 625,000 | 1,565,000 | 1,940,000 | 2,982,000 |
| Pretax income | 511,000 | 444,000 | 779,000 | -820,000 |
| Income tax | 170,000 | 131,000 | 0 | 0 |
| Net income | 341,000 | 313,000 | 779,000 | -820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,876,000 | 30,847,000 | 31,313,000 | 29,172,000 |
| Total capital | 32,829,000 | 32,896,000 | 33,333,000 | 31,152,000 |
| Risk-weighted assets | 153,106,000 | 160,967,000 | 159,373,000 | 155,841,000 |