Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 181,401,000 | 186,131,000 | 190,041,000 | 191,352,000 |
| Total loans | 131,520,000 | 132,392,000 | 134,552,000 | 134,354,000 |
| Allowance for loan losses | 4,145,000 | 4,382,000 | 4,080,000 | 4,405,000 |
| Securities available for sale | 21,589,000 | 25,673,000 | 25,144,000 | 26,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,267,000 | 151,873,000 | 157,980,000 | 159,232,000 |
| Interest-bearing deposits | 96,360,000 | 99,297,000 | 105,958,000 | 108,500,000 |
| Noninterest-bearing deposits | 49,907,000 | 52,576,000 | 52,022,000 | 50,732,000 |
| Equity capital | 28,895,000 | 28,975,000 | 29,435,000 | 28,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,160,000 | 6,422,000 | 9,929,000 | 13,308,000 |
| Interest expense | 833,000 | 1,698,000 | 2,667,000 | 3,689,000 |
| Net interest income | 2,327,000 | 4,724,000 | 7,262,000 | 9,619,000 |
| Noninterest income | 751,000 | 1,449,000 | 2,005,000 | 2,915,000 |
| Noninterest expense | 1,793,000 | 3,560,000 | 5,736,000 | 8,313,000 |
| Provision for loan losses | 1,000,000 | 1,758,000 | 2,233,000 | 3,247,000 |
| Pretax income | 285,000 | 855,000 | 1,298,000 | 974,000 |
| Income tax | -146,000 | 286,000 | 367,000 | 0 |
| Net income | 431,000 | 569,000 | 931,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,938,000 | 29,076,000 | 29,439,000 | 29,480,000 |
| Total capital | 30,708,000 | 30,889,000 | 31,315,000 | 31,363,000 |
| Risk-weighted assets | 139,222,000 | 142,496,000 | 147,916,000 | 148,117,000 |