Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 184,511,000 | 188,734,000 | 188,306,000 | 180,666,000 |
| Total loans | 141,695,000 | 141,452,000 | 139,789,000 | 137,270,000 |
| Allowance for loan losses | 4,260,000 | 4,209,000 | 4,271,000 | 4,443,000 |
| Securities available for sale | 20,887,000 | 20,471,000 | 20,650,000 | 23,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,365,000 | 151,431,000 | 150,717,000 | 144,903,000 |
| Interest-bearing deposits | 93,263,000 | 97,893,000 | 97,830,000 | 95,432,000 |
| Noninterest-bearing deposits | 54,102,000 | 53,537,000 | 52,887,000 | 49,470,000 |
| Equity capital | 27,217,000 | 27,097,000 | 27,493,000 | 28,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,000,000 | 6,342,000 | 9,553,000 | 12,824,000 |
| Interest expense | 698,000 | 1,481,000 | 2,299,000 | 3,125,000 |
| Net interest income | 2,302,000 | 4,861,000 | 7,254,000 | 9,699,000 |
| Noninterest income | 581,000 | 1,266,000 | 1,868,000 | 2,486,000 |
| Noninterest expense | 2,313,000 | 4,409,000 | 6,726,000 | 7,712,000 |
| Provision for loan losses | 250,000 | 950,000 | 1,150,000 | 2,425,000 |
| Pretax income | 320,000 | 768,000 | 1,246,000 | 2,048,000 |
| Income tax | 64,000 | 586,000 | 705,000 | 579,000 |
| Net income | 256,000 | 182,000 | 541,000 | 1,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,295,000 | 27,220,000 | 27,579,000 | 28,508,000 |
| Total capital | 29,111,000 | 29,064,000 | 29,407,000 | 30,312,000 |
| Risk-weighted assets | 142,873,000 | 145,124,000 | 143,776,000 | 141,714,000 |