Call reports 2004
FIRST STATE BANK — 2004
What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 173,179,000 | 174,877,000 | 185,595,000 | 181,762,000 |
| Total loans | 122,741,000 | 128,251,000 | 126,796,000 | 132,494,000 |
| Allowance for loan losses | 2,734,000 | 3,172,000 | 2,534,000 | 2,573,000 |
| Securities available for sale | 26,012,000 | 25,712,000 | 25,057,000 | 23,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,405,000 | 146,551,000 | 156,124,000 | 152,899,000 |
| Interest-bearing deposits | 95,478,000 | 96,523,000 | 97,832,000 | 98,760,000 |
| Noninterest-bearing deposits | 49,927,000 | 50,028,000 | 58,292,000 | 54,139,000 |
| Equity capital | 25,838,000 | 25,988,000 | 26,645,000 | 27,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,910,000 | 5,813,000 | 8,887,000 | 11,952,000 |
| Interest expense | 345,000 | 756,000 | 1,186,000 | 1,629,000 |
| Net interest income | 2,565,000 | 5,057,000 | 7,701,000 | 10,323,000 |
| Noninterest income | 900,000 | 2,237,000 | 2,978,000 | 3,707,000 |
| Noninterest expense | 2,100,000 | 4,319,000 | 6,530,000 | 8,291,000 |
| Provision for loan losses | 624,000 | 1,664,000 | 1,914,000 | 2,214,000 |
| Pretax income | 741,000 | 1,311,000 | 2,235,000 | 3,479,000 |
| Income tax | 184,000 | 295,000 | 555,000 | 917,000 |
| Net income | 557,000 | 1,016,000 | 1,680,000 | 2,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,322,000 | 25,781,000 | 26,445,000 | 27,327,000 |
| Total capital | 27,029,000 | 27,549,000 | 28,217,000 | 29,148,000 |
| Risk-weighted assets | 135,559,000 | 140,007,000 | 140,968,000 | 144,928,000 |