Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 162,026,000 | 170,515,000 | 172,733,000 | 171,450,000 |
| Total loans | 102,257,000 | 108,652,000 | 114,343,000 | 118,698,000 |
| Allowance for loan losses | 2,876,000 | 2,956,000 | 2,995,000 | 1,948,000 |
| Securities available for sale | 22,224,000 | 23,730,000 | 27,360,000 | 28,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,878,000 | 144,347,000 | 146,008,000 | 144,999,000 |
| Interest-bearing deposits | 93,073,000 | 95,177,000 | 95,809,000 | 95,539,000 |
| Noninterest-bearing deposits | 43,805,000 | 49,169,000 | 50,199,000 | 49,460,000 |
| Equity capital | 23,591,000 | 24,070,000 | 24,454,000 | 25,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,732,000 | 5,514,000 | 8,300,000 | 11,171,000 |
| Interest expense | 449,000 | 894,000 | 1,263,000 | 1,615,000 |
| Net interest income | 2,283,000 | 4,620,000 | 7,037,000 | 9,556,000 |
| Noninterest income | 684,000 | 1,521,000 | 2,331,000 | 3,246,000 |
| Noninterest expense | 2,022,000 | 4,277,000 | 6,391,000 | 8,411,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,500,000 |
| Pretax income | 570,000 | 1,114,000 | 1,852,000 | 2,891,000 |
| Income tax | 118,000 | 234,000 | 415,000 | 652,000 |
| Net income | 452,000 | 880,000 | 1,437,000 | 2,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,977,000 | 23,405,000 | 23,962,000 | 24,765,000 |
| Total capital | 24,523,000 | 24,990,000 | 25,602,000 | 26,429,000 |
| Risk-weighted assets | 122,351,000 | 125,429,000 | 129,867,000 | 132,801,000 |
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