Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 153,232,000 | 155,660,000 | 162,368,000 | 158,384,000 |
| Total loans | 97,462,000 | 98,268,000 | 98,510,000 | 97,644,000 |
| Allowance for loan losses | 2,608,000 | 2,136,000 | 2,983,000 | 2,698,000 |
| Securities available for sale | 24,975,000 | 24,923,000 | 23,894,000 | 24,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,355,000 | 132,177,000 | 138,161,000 | 134,219,000 |
| Interest-bearing deposits | 88,711,000 | 89,897,000 | 90,102,000 | 90,424,000 |
| Noninterest-bearing deposits | 41,644,000 | 42,280,000 | 48,059,000 | 43,795,000 |
| Equity capital | 21,170,000 | 21,721,000 | 22,386,000 | 23,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,830,000 | 5,634,000 | 8,517,000 | 11,147,000 |
| Interest expense | 552,000 | 1,088,000 | 1,598,000 | 2,093,000 |
| Net interest income | 2,278,000 | 4,546,000 | 6,919,000 | 9,054,000 |
| Noninterest income | 609,000 | 1,295,000 | 1,956,000 | 2,924,000 |
| Noninterest expense | 1,892,000 | 3,891,000 | 5,691,000 | 7,639,000 |
| Provision for loan losses | 375,000 | 850,000 | 1,365,000 | 1,540,000 |
| Pretax income | 620,000 | 1,100,000 | 1,819,000 | 2,799,000 |
| Income tax | 125,000 | 205,000 | 409,000 | 581,000 |
| Net income | 495,000 | 895,000 | 1,410,000 | 2,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,802,000 | 21,203,000 | 21,718,000 | 22,525,000 |
| Total capital | 22,246,000 | 22,597,000 | 23,212,000 | 24,003,000 |
| Risk-weighted assets | 114,368,000 | 110,811,000 | 118,043,000 | 116,988,000 |