Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 135,846,000 | 141,250,000 | 145,334,000 | 147,193,000 |
| Total loans | 90,928,000 | 94,638,000 | 96,368,000 | 97,447,000 |
| Allowance for loan losses | 2,456,000 | 2,314,000 | 2,377,000 | 2,468,000 |
| Securities available for sale | 26,334,000 | 25,993,000 | 26,094,000 | 24,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,160,000 | 120,197,000 | 123,262,000 | 125,692,000 |
| Interest-bearing deposits | 78,009,000 | 81,394,000 | 83,062,000 | 86,786,000 |
| Noninterest-bearing deposits | 37,151,000 | 38,804,000 | 40,200,000 | 38,906,000 |
| Equity capital | 19,277,000 | 19,661,000 | 20,303,000 | 20,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,880,000 | 5,808,000 | 8,797,000 | 11,744,000 |
| Interest expense | 840,000 | 1,637,000 | 2,430,000 | 3,060,000 |
| Net interest income | 2,040,000 | 4,171,000 | 6,367,000 | 8,684,000 |
| Noninterest income | 603,000 | 1,150,000 | 1,702,000 | 2,386,000 |
| Noninterest expense | 1,618,000 | 3,559,000 | 5,361,000 | 7,072,000 |
| Provision for loan losses | 225,000 | 500,000 | 800,000 | 1,355,000 |
| Pretax income | 800,000 | 1,262,000 | 1,908,000 | 2,643,000 |
| Income tax | 178,000 | 250,000 | 381,000 | 592,000 |
| Net income | 622,000 | 1,012,000 | 1,527,000 | 2,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,879,000 | 19,268,000 | 19,784,000 | 20,307,000 |
| Total capital | 20,242,000 | 20,673,000 | 21,215,000 | 21,679,000 |
| Risk-weighted assets | 107,927,000 | 111,503,000 | 113,561,000 | 108,635,000 |