Call reports 2007
RANGE BANK — 2007
What RANGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 215,576,000 | 215,145,000 | 219,688,000 | 219,312,000 |
| Total loans | 140,356,000 | 144,548,000 | 149,389,000 | 150,974,000 |
| Allowance for loan losses | 1,694,000 | 1,740,000 | 1,765,000 | 1,612,000 |
| Securities available for sale | 55,083,000 | 54,063,000 | 53,807,000 | 50,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,066,000 | 183,897,000 | 184,969,000 | 176,515,000 |
| Interest-bearing deposits | 163,796,000 | 156,494,000 | 157,466,000 | 150,436,000 |
| Noninterest-bearing deposits | 26,270,000 | 27,403,000 | 27,502,000 | 26,079,000 |
| Equity capital | 19,640,000 | 19,476,000 | 20,255,000 | 20,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,231,000 | 6,616,000 | 10,237,000 | 13,741,000 |
| Interest expense | 1,542,000 | 3,135,000 | 4,735,000 | 6,311,000 |
| Net interest income | 1,689,000 | 3,481,000 | 5,502,000 | 7,430,000 |
| Noninterest income | 265,000 | 575,000 | 866,000 | 1,162,000 |
| Noninterest expense | 1,398,000 | 2,906,000 | 4,296,000 | 5,735,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 496,000 | 1,045,000 | 1,922,000 | 2,661,000 |
| Income tax | 82,000 | 175,000 | 378,000 | 574,000 |
| Net income | 414,000 | 870,000 | 1,544,000 | 2,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,894,000 | 18,132,000 | 18,513,000 | 18,837,000 |
| Total capital | 19,588,000 | 19,872,000 | 20,278,000 | 20,449,000 |
| Risk-weighted assets | 160,356,000 | 167,460,000 | 171,694,000 | 170,939,000 |