Call reports 2015
MISSISSIPPI COUNTY SAVINGS AND LOAN ASSOCIATION — 2015
What MISSISSIPPI COUNTY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 9,681,000 | 9,596,000 | 9,574,000 | 9,450,000 |
| Total loans | 2,762,000 | 2,831,000 | 2,932,000 | 3,041,000 |
| Allowance for loan losses | 38,000 | 38,000 | 38,000 | 38,000 |
| Securities available for sale | 3,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 1,441,000 | 1,305,000 | 1,261,000 | 1,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,199,000 | 7,107,000 | 7,093,000 | 6,971,000 |
| Interest-bearing deposits | 7,133,000 | 7,034,000 | 7,013,000 | 6,924,000 |
| Noninterest-bearing deposits | 66,000 | 73,000 | 80,000 | 47,000 |
| Equity capital | 2,465,000 | 2,468,000 | 2,458,000 | 2,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 68,000 | 147,000 | 217,000 | 297,000 |
| Interest expense | 11,000 | 21,000 | 32,000 | 42,000 |
| Net interest income | 57,000 | 126,000 | 185,000 | 255,000 |
| Noninterest income | 3,000 | 6,000 | 8,000 | 23,000 |
| Noninterest expense | 70,000 | 138,000 | 210,000 | 290,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -10,000 | -6,000 | -17,000 | -12,000 |
| Income tax | 0 | 0 | 0 | -4,000 |
| Net income | -10,000 | -6,000 | -17,000 | -8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,446,000 | 2,449,000 | 2,439,000 | 2,446,000 |
| Total capital | 2,485,000 | 2,488,000 | 2,478,000 | 2,485,000 |
| Risk-weighted assets | 14,039,000 | 12,583,000 | 12,304,000 | 12,168,000 |