Call reports 2014
MISSISSIPPI COUNTY SAVINGS AND LOAN ASSOCIATION — 2014
What MISSISSIPPI COUNTY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 10,203,000 | 9,759,000 | 9,727,000 | 9,256,000 |
| Total loans | 3,092,000 | 2,955,000 | 2,927,000 | 2,762,000 |
| Allowance for loan losses | 38,000 | 38,000 | 38,000 | 38,000 |
| Securities available for sale | 4,000 | 4,000 | 3,000 | 2,000 |
| Securities held to maturity | 1,663,000 | 1,633,000 | 1,601,000 | 1,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,685,000 | 7,250,000 | 7,230,000 | 6,758,000 |
| Interest-bearing deposits | 7,624,000 | 7,175,000 | 7,150,000 | 6,725,000 |
| Noninterest-bearing deposits | 61,000 | 75,000 | 80,000 | 33,000 |
| Equity capital | 2,499,000 | 2,486,000 | 2,472,000 | 2,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 72,000 | 148,000 | 218,000 | 300,000 |
| Interest expense | 12,000 | 24,000 | 35,000 | 47,000 |
| Net interest income | 60,000 | 124,000 | 183,000 | 253,000 |
| Noninterest income | 1,000 | 3,000 | 5,000 | 9,000 |
| Noninterest expense | 75,000 | 153,000 | 228,000 | 307,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -14,000 | -26,000 | -40,000 | -45,000 |
| Income tax | 0 | 0 | 0 | -9,000 |
| Net income | -14,000 | -26,000 | -40,000 | -36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,499,000 | 2,486,000 | 2,472,000 | 2,474,000 |
| Total capital | 2,537,000 | 2,524,000 | 2,510,000 | 2,512,000 |
| Risk-weighted assets | 4,509,000 | 4,348,000 | 4,325,000 | 4,106,000 |