Call reports 2025
SECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE — 2025
What SECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 391,657,000 | 384,002,000 | 375,534,000 | 381,445,000 |
| Total loans | 279,135,000 | 284,861,000 | 296,263,000 | 302,842,000 |
| Allowance for loan losses | 2,787,000 | 2,780,000 | 2,809,000 | 2,879,000 |
| Securities available for sale | 42,411,000 | 37,850,000 | 40,209,000 | 36,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,734,000 | 342,308,000 | 327,956,000 | 317,136,000 |
| Interest-bearing deposits | 301,006,000 | 291,000,000 | 275,581,000 | 268,284,000 |
| Noninterest-bearing deposits | 49,728,000 | 51,308,000 | 52,375,000 | 48,852,000 |
| Equity capital | 36,876,000 | 38,009,000 | 39,705,000 | 41,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,278,000 | 10,892,000 | 16,585,000 | 22,260,000 |
| Interest expense | 2,393,000 | 4,833,000 | 7,059,000 | 9,144,000 |
| Net interest income | 2,885,000 | 6,059,000 | 9,526,000 | 13,116,000 |
| Noninterest income | 487,000 | 963,000 | 1,518,000 | 2,100,000 |
| Noninterest expense | 2,020,000 | 4,016,000 | 6,043,000 | 8,171,000 |
| Provision for loan losses | 7,000 | 7,000 | 36,000 | 122,000 |
| Pretax income | 1,355,000 | 3,026,000 | 5,008,000 | 6,958,000 |
| Income tax | 325,000 | 734,000 | 1,225,000 | 1,449,000 |
| Net income | 1,030,000 | 2,292,000 | 3,783,000 | 5,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,362,000 | 39,247,000 | 40,738,000 | 42,465,000 |
| Total capital | 41,449,000 | 42,326,000 | 43,847,000 | 45,644,000 |
| Risk-weighted assets | 279,159,000 | 283,795,000 | 288,086,000 | 292,924,000 |