Call reports 2017
SECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE — 2017
What SECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 196,768,000 | 194,141,000 | 199,672,000 | 203,458,000 |
| Total loans | 132,749,000 | 133,427,000 | 139,862,000 | 135,657,000 |
| Allowance for loan losses | 1,461,000 | 1,482,000 | 1,483,000 | 1,469,000 |
| Securities available for sale | 35,059,000 | 36,735,000 | 35,718,000 | 42,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,569,000 | 170,715,000 | 175,409,000 | 178,157,000 |
| Interest-bearing deposits | 132,811,000 | 133,853,000 | 138,773,000 | 141,282,000 |
| Noninterest-bearing deposits | 35,758,000 | 36,862,000 | 36,636,000 | 36,875,000 |
| Equity capital | 19,404,000 | 19,778,000 | 20,249,000 | 20,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,737,000 | 3,496,000 | 5,340,000 | 7,251,000 |
| Interest expense | 174,000 | 349,000 | 535,000 | 768,000 |
| Net interest income | 1,563,000 | 3,147,000 | 4,805,000 | 6,483,000 |
| Noninterest income | 463,000 | 878,000 | 1,301,000 | 1,720,000 |
| Noninterest expense | 1,382,000 | 2,768,000 | 4,155,000 | 5,583,000 |
| Provision for loan losses | 30,000 | 50,000 | 53,000 | 54,000 |
| Pretax income | 614,000 | 1,207,000 | 1,898,000 | 2,566,000 |
| Income tax | 223,000 | 427,000 | 672,000 | 1,063,000 |
| Net income | 391,000 | 780,000 | 1,226,000 | 1,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,568,000 | 19,887,000 | 20,159,000 | 20,615,000 |
| Total capital | 21,033,000 | 21,372,000 | 21,647,000 | 22,088,000 |
| Risk-weighted assets | 137,775,000 | 134,809,000 | 138,898,000 | 134,934,000 |