Call reports 2015
SECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE — 2015
What SECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 183,891,000 | 180,080,000 | 183,655,000 | 187,123,000 |
| Total loans | 128,395,000 | 122,284,000 | 122,968,000 | 127,173,000 |
| Allowance for loan losses | 1,095,000 | 1,190,000 | 1,055,000 | 1,300,000 |
| Securities available for sale | 30,149,000 | 39,126,000 | 37,202,000 | 38,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,614,000 | 156,985,000 | 159,846,000 | 162,717,000 |
| Interest-bearing deposits | 129,342,000 | 130,174,000 | 131,990,000 | 132,682,000 |
| Noninterest-bearing deposits | 27,272,000 | 26,811,000 | 27,856,000 | 30,035,000 |
| Equity capital | 17,969,000 | 17,746,000 | 18,136,000 | 18,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,536,000 | 3,091,000 | 4,639,000 | 6,209,000 |
| Interest expense | 192,000 | 386,000 | 582,000 | 786,000 |
| Net interest income | 1,344,000 | 2,705,000 | 4,057,000 | 5,423,000 |
| Noninterest income | 419,000 | 838,000 | 1,222,000 | 1,591,000 |
| Noninterest expense | 1,251,000 | 2,499,000 | 3,752,000 | 5,022,000 |
| Provision for loan losses | 97,000 | 194,000 | 285,000 | 377,000 |
| Pretax income | 415,000 | 850,000 | 1,242,000 | 1,615,000 |
| Income tax | 157,000 | 315,000 | 447,000 | 574,000 |
| Net income | 258,000 | 535,000 | 795,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,930,000 | 17,806,000 | 18,067,000 | 18,262,000 |
| Total capital | 19,028,000 | 18,999,000 | 19,125,000 | 19,564,000 |
| Risk-weighted assets | 127,978,000 | 122,260,000 | 122,982,000 | 126,664,000 |