Call reports 2012
SECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE — 2012
What SECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 161,906,000 | 160,119,000 | 159,462,000 | 163,178,000 |
| Total loans | 118,071,000 | 116,706,000 | 116,442,000 | 118,268,000 |
| Allowance for loan losses | 1,585,000 | 1,317,000 | 1,216,000 | 1,073,000 |
| Securities available for sale | 26,040,000 | 25,652,000 | 21,585,000 | 25,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,268,000 | 139,156,000 | 141,387,000 | 142,783,000 |
| Interest-bearing deposits | 117,386,000 | 117,755,000 | 118,846,000 | 120,226,000 |
| Noninterest-bearing deposits | 21,882,000 | 21,401,000 | 22,541,000 | 22,557,000 |
| Equity capital | 15,376,000 | 15,374,000 | 15,657,000 | 15,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,515,000 | 3,042,000 | 4,580,000 | 6,085,000 |
| Interest expense | 355,000 | 702,000 | 1,030,000 | 1,335,000 |
| Net interest income | 1,160,000 | 2,340,000 | 3,550,000 | 4,750,000 |
| Noninterest income | 594,000 | 1,236,000 | 1,827,000 | 2,454,000 |
| Noninterest expense | 1,200,000 | 2,425,000 | 3,672,000 | 4,867,000 |
| Provision for loan losses | 85,000 | 191,000 | 256,000 | 381,000 |
| Pretax income | 469,000 | 960,000 | 1,449,000 | 1,956,000 |
| Income tax | 185,000 | 376,000 | 554,000 | 746,000 |
| Net income | 284,000 | 584,000 | 895,000 | 1,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,376,000 | 15,337,000 | 15,611,000 | 15,934,000 |
| Total capital | 16,840,000 | 16,654,000 | 16,827,000 | 17,006,000 |
| Risk-weighted assets | 117,025,000 | 114,082,000 | 115,282,000 | 114,921,000 |