Call reports 2009
SECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE — 2009
What SECURITY FEDERAL SAVINGS BANK OF MCMINNVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 133,919,000 | 143,169,000 | 145,367,000 | 146,850,000 |
| Total loans | 108,254,000 | 115,424,000 | 116,171,000 | 116,897,000 |
| Allowance for loan losses | 1,091,000 | 1,157,000 | 1,141,000 | 1,163,000 |
| Securities available for sale | 12,543,000 | 14,600,000 | 14,606,000 | 12,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,741,000 | 112,647,000 | 114,277,000 | 113,846,000 |
| Interest-bearing deposits | 92,942,000 | 94,245,000 | 94,937,000 | 93,936,000 |
| Noninterest-bearing deposits | 17,799,000 | 18,402,000 | 19,340,000 | 19,910,000 |
| Equity capital | 12,807,000 | 13,017,000 | 13,332,000 | 13,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 3,413,000 | 5,127,000 | 6,854,000 |
| Interest expense | 595,000 | 1,167,000 | 1,757,000 | 2,322,000 |
| Net interest income | 1,105,000 | 2,246,000 | 3,370,000 | 4,532,000 |
| Noninterest income | 490,000 | 1,010,000 | 1,548,000 | 2,044,000 |
| Noninterest expense | 1,152,000 | 2,428,000 | 3,607,000 | 4,772,000 |
| Provision for loan losses | 49,000 | 112,000 | 157,000 | 208,000 |
| Pretax income | 394,000 | 716,000 | 1,154,000 | 1,596,000 |
| Income tax | 153,000 | 279,000 | 448,000 | 620,000 |
| Net income | 241,000 | 437,000 | 706,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,767,000 | 12,962,000 | 13,275,000 | 13,445,000 |
| Total capital | 13,858,000 | 14,119,000 | 14,416,000 | 14,608,000 |
| Risk-weighted assets | 102,017,000 | 106,228,000 | 106,654,000 | 108,307,000 |