Call reports 2025
WALTON STATE BANK, THE — 2025
What WALTON STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 13,383,000 | 11,769,000 | 13,124,000 | 10,869,000 |
| Total loans | 3,085,000 | 3,034,000 | 4,195,000 | 3,267,000 |
| Allowance for loan losses | 30,000 | 31,000 | 35,000 | 33,000 |
| Securities available for sale | 4,891,000 | 4,494,000 | 4,118,000 | 3,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,361,000 | 8,770,000 | 10,148,000 | 7,960,000 |
| Interest-bearing deposits | 6,983,000 | 4,805,000 | 4,646,000 | 4,376,000 |
| Noninterest-bearing deposits | 3,378,000 | 3,965,000 | 5,502,000 | 3,584,000 |
| Equity capital | 2,790,000 | 2,798,000 | 2,775,000 | 2,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 177,000 | 312,000 | 465,000 | 613,000 |
| Interest expense | 61,000 | 85,000 | 103,000 | 122,000 |
| Net interest income | 116,000 | 227,000 | 362,000 | 491,000 |
| Noninterest income | 19,000 | 67,000 | 86,000 | 62,000 |
| Noninterest expense | 200,000 | 373,000 | 550,000 | 729,000 |
| Provision for loan losses | 0 | 1,000 | 5,000 | 5,000 |
| Pretax income | -65,000 | -80,000 | -107,000 | -178,000 |
| Income tax | -3,000 | -26,000 | -19,000 | -39,000 |
| Net income | -62,000 | -54,000 | -88,000 | -139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,037,000 | 2,040,000 | 2,007,000 | 1,856,000 |
| Total capital | 2,067,000 | 2,071,000 | 2,042,000 | 1,891,000 |
| Risk-weighted assets | 3,334,000 | 3,321,000 | 4,540,000 | 3,279,000 |